Homeowners may need to provide their Warranty Deed book and page, proof of residence, social security numbers, driver’s license, and car tag info. In most counties, to be eligible for the current year, you must have owned and occupied the property as of January 1st. If the property is located within city limits, the homeowner may be required to file with the city, as well.
Homestead Exemption  Generally, a homeowner is entitled to a homestead exemption on their home and land underneath provided the home was owned by the landowner and was their legal residence as of January 1st of the taxable year (O.C.G.A. § 48-5-40). 
Application for Homestead Exemption  To be granted a homestead exemption, a person must actually occupy the home, and the home is considered their legal residence for all purposes. Persons that are away from their home because of health reasons will not be denied homestead exemption. A family member or friend can notify the tax receiver or tax commissioner and the homestead exemption will be granted (O.C.G.A. § 48-5-40).  Failure to apply by the deadline will result in loss of the exemption for that year (O.C.G.A. § 48-5-45)
Exemptions Offered by the State & Counties  The State of Georgia offers homestead exemptions to all qualifying homeowners. In some counties they have increased the amounts of their homestead exemptions by local legislation above the amounts offered by the State. As a general rule, the exemptions offered by the county are more beneficial to the homeowner. 
For more information, visit: 
Homestead Exemption in Your County  Click on a county name below to visit that specific county’s homestead exemption information page.  The deadline to file for all counties is April 1.
The contents of this flyer are intended to convey general information only and not to provide any legal or accounting advice or opinions. An attorney or an accountant should be contacted for specific information on homestead exemptions. Determination of eligibility for a particular exemption is made by the relevant authority, not by Shelter Home Mortgage.


The Vitali Team
Senior Loan OfficerNMLS # 544481  Shelter Home Mortgage, LLC  (770) 540-5566

Wright Clinkscales Team  Keller Williams Realty Consultants  Realtors  (770) 335-3565


© 2018 Shelter Home Mortgage, LLC. All Rights Reserved. This communication does not constitute a commitment to lend or the guarantee of a specified interest rate. All loan programs and availability of cash proceeds are subject to credit, underwriting and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. The Vitali Team NMLS # 544481Kathy Vitali NMLS #544481, GA #36267; Tammy Mills NMLS #482304, GA #40184. GA Residential Mortgage Licensee # 56537695 Mansell RoadRoswellGA 30076Shelter Home MortgageLLC  1770 Indian Trail Lilburn Road NW, Suite 400Norcross, GA30093. Corp NMLS# 1616534 ( Equal Housing Lender.